Do I Have to Get Colorado SR22 Insurance?

Wednesday, August 20th, 2008

I was convicted of a DUI. Will I have to get Colorado SR22 insurance? Can’t I just get regular auto insurance?

Yes, you have to get Colorado SR22 insurance if you want to be able to drive and get your driver’s license reinstated. Colorado state law requires that you maintain SR-22 insurance for a continuous period of 3 years after being convicted of a DUI. No, you cannot just get regular Colorado car insurance instead of SR 22 insurance. When your SR22 insurance company files an SR22 form with the Colorado DMV they create an agreement to notify them if your insurance coverage lapses for any reason. You can’t get this SR22 filing with regular auto insurance, so no agreement is made with the DMV. The Colorado DMV wants to make sure that you maintain continuous auto insurance coverage and they only way they can do that is by requiring that you get SR22 insurance and filing an SR-22 certificate with the state.

Online Colorado SR22 Insurance Quotes

Colorado SR22 Insurance Companies

Sunday, August 10th, 2008

I need to get an SR 22 filing. Can I get Colorado SR22 insurance through my current insurance company?

That just depends on which company you currently have your auto insurance with. Some companies do not offer SR22 filing, so you should call your auto insurance provider and ask them if they have SR22 insurance and how much it will cost. You might find that your insurance company can file your SR22 form for you and get your SR22 policy started immediately, or you might find that the insurance company will drop your policy completely after you get a DUI, especially if you have a bad driving record already. Either way, you should still get SR22 quotes from a few different insurance companies to see who offers you the cheapest rate. You are not obligated to stay with your current Colorado auto insurance company if they don’t offer you the lowest SR-22 rate. Colorado SR 22 insurance can be expensive, choosing the wrong insurance company will only make things worse.

Cheap Colorado SR22 Insurance

Cancelled Colorado SR22 Insurance Policy

Tuesday, August 5th, 2008

What happens if my insurance company cancels my Colorado SR22 Insurance policy?

If your auto insurance company cancels your Colorado SR22 insurance policy for any reason they will notify the Colorado DMV immediately. After the DMV finds out, they will most likely suspend your driver’s license again. If you continue driving, you will be driving illegally and could face harsh penalties if you get caught. There is no way to prevent the DMV from finding out if your SR22 policy is cancelled because the insurance company is required to disclose that information.

The whole purpose of SR 22 insurance is so that the Colorado DMV can make sure you maintain continuous auto insurance coverage, so it is very important that you do not let your policy lapse or be cancelled. Make sure you always pay your SR22 premium on time and avoid getting excessive tickets so you never give the insurance company any reason to cancel your policy. Having your insurance cancelled is a hassle to get sorted out so avoiding it is always best.

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SR22 Insurance Quotes Online

Friday, August 1st, 2008

Can I get Colorado SR22 insurance quotes online?

Of course! You can find pretty much anything online these days. It is actually a very good idea to compare quotes online before you actually call an insurance company. Getting an online SR22 insurance quote only takes about 3 minutes and gives you a rate quote instantly without the hassle of talking on the phone which takes about 30 minutes to get the same quote. The best way to shop for insurance online is to compare multiple quotes to see which company offers you the cheapest rate. Once you have compared a few quotes online, you should call the company that offered you the cheapest rate to ask any questions and get your policy set up.

If you are interested in comparing free SR22 quotes you can check out this site:

Free SR22 Insurance Quotes