I live in Fort Collins, Colorado and I need to purchase auto insurance.  I have always been on my parent’s policy, so I’m not really sure how to do it.  How do I know how much coverage I need to purchase?

Purchasing auto insurance is a fairly simple process.  First you will need to decide if you want basic liability insurance or full coverage. Liability insurance provides coverage for other vehicles/people/property that you damage in an accident. It does not cover any damages to your vehicle.  Full coverage insurance covers both your vehicle and other vehicles/people/property damaged in an accident.

The state minimum liability auto insurance requirements in Colorado are:

  • $25,000―per person for bodily injury
  • $50,000―per accident for bodily injury
  • $15,000―per accident for property damage

These are just the minimum coverage amounts required by law.  You can purchase additional coverage and higher coverage amounts if you would like to. I would recommend comparing quotes from as many different insurance providers as possible. This will help you find the cheapest auto insurance possible.

Colorado Auto Insurance Quotes

Posted Wednesday, July 3rd, 2013 at 5:58 pm
Filed Under Category: Colorado Insurance Rates, Colorado Liability Insurance
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